A subscription tracker with no bank connection
SubSpend keeps every subscription in one place and reminds you before you're charged — without ever linking your bank or card. You add what you pay for; SubSpend does the rest.
Privacy-first by design
No Plaid, no card linking, no financial-account access — ever.
Nothing sensitive to leak
SubSpend never asks for bank logins or card numbers, so there is no financial data to expose. The most private tracker is the one that never touches your accounts.
Works in any country and currency
Bank-linking apps often only support US banks. Because you enter subscriptions yourself, SubSpend works anywhere, in any currency, for anyone.
You decide what is tracked
Manual entry means your list is exactly what you choose — no noisy auto-imports and no surprises. You stay in full control of your data.
Set up in minutes, no login required
Add your subscriptions
Add any subscription in seconds — no bank login, no card linking. Just the name, price, and billing cycle.
Get reminded before charges
SubSpend pings you a few days before every renewal so a charge never catches you off guard again.
See where it all goes
A clean dashboard breaks your spending down by category so you know exactly what to keep and what to cut.
Everything you need to take back control
One dashboard
Every subscription you own in a single, organized view — sorted, searchable, and always up to date.
Renewal alerts
Smart reminders before each charge so you can cancel in time or budget for it.
Spending analytics
See monthly and yearly totals with clear charts that reveal where your money really goes.
Budget tracking
Set a monthly subscription budget and watch how close you are at a glance.
Duplicate detection
SubSpend flags overlapping services so you stop paying twice for the same thing.
Smart categories
Auto-grouped into entertainment, work, health, and more — fully customizable.
No-bank-connection tracking, explained
No. SubSpend never connects to your bank or asks for card details. You add subscriptions manually, so there is nothing sensitive to link or leak.
You enter each subscription's price and billing cycle once. SubSpend normalizes everything to monthly and yearly totals and breaks it down by category — no account access required.
It is only as complete as what you add, which takes a few minutes up front. In return you get full control, privacy, and a tracker that works in any country or currency.
Take back control — without linking your bank
Add your subscriptions in seconds and never get surprised by a renewal again.
Get started