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Monthly vs Annual Calculator

Enter a plan's monthly price and its annual price, and this calculator shows the yearly cost of each and how much the annual option saves (or doesn't). It's free, instant, and runs in your browser.

Monthly plan, billed yearly

$144.00 / year

Annual plan

$99.00 / year

Annual saves $45.00 a year (31%).

The annual discount is only a saving if you keep the plan all year.

Frequently asked questions

Annual billing is usually cheaper per month, but only if you'll keep the service the whole year. This calculator shows the exact yearly difference so you can decide — paying 12 monthly charges versus one annual charge.

Multiply the monthly price by 12, then subtract the annual price. The result is your yearly saving from going annual. This tool does that math instantly and shows it as both a dollar amount and a percentage.

Monthly wins when you're unsure you'll keep the service, want to cancel anytime, or are only using it short-term. The annual discount isn't a saving if you stop using the plan halfway through the year.

Ready to take control of your subscriptions?

Track every subscription, catch renewals before they hit, and stop paying for what you don't use — no bank connection required.

  • No bank connection required
  • No credit card to start
  • Works in any country & currency
  • Reminders before every charge
  • One-time pricing, no recurring fee
  • 30-day money-back guarantee